$1.$ Although appealing to more refined tastes, art as a collectible has not always performed so profitably. During $2016,$ a sculpture was sold at auction for a price of $$10,316,500.$ Unfortunately for the previous owner, he had purchased it in $2012$ at a price of $$12,387,500.$ What was his annual rate of return on this sculpture?

A$.-4\mathrm{.}47\%$

B$.4\mathrm{.}68\%$

C$.-3\mathrm{.}80\%$

D$.-5\mathrm{.}05\%$

E$.-4\mathrm{.}02\%$

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$2.$ You have Just made your first $$3,500$ contribution to your retirement account. Assume you earn a return off percent and make no additional contributions.

a$.$ What will your account be worth when you retire in $35$ years?

Future values for starting now $\_\_\_\_?$

b$.$ What will your account be worth if you wait $6$ years before contributing?

Future value if starting in $6$ years $\_\_\_\_?$