1) An investment advisor believes that there is a 30% chance of making money by investing in a specific stock. If the stock makes money, then there is a 52% chance that among those making money, they would also get a dividend. Find the probability that the investor makes money and receive a dividend.

2) A smartphone company found in a survey that 20% of people did not own a smartphone, 28% owned a smartphone only, 14% owned a smartphone and only a tablet, 13% owned a smartphone and only a computer, and 25% owned all three. If a person were selected at random, what is the probability that the person would own a smartphone only or a smartphone and computer?