1.) An investment pays you $30 comma 000 at the end of this year, and $15 comma 000 at the end of each of the four following years. What is the present value (PV) of this investment, given that the interest rate is 4% per year? A. $ 40,600 B. $ 81,200 C.$ 64, 960 D. $97,440

2.) A lottery winner will receive $ 3 million at the end of each of the next twenty years. What is the future value (FV) of her winnings at the time of her final payment, given that the interest rate is 8.2% per year? A.$ 196.52 million B.$ 112.30 million C.$ 140.37million D.$ 224.59 million