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1 . Azam owns an antique vase that has a current market value of RM23,000. The vase is specifically insured for RM23,000 under a valued

1 . Azam owns an antique vase that has a current market value of RM23,000. The vase is specifically insured for RM23,000 under a valued policy. The vase is totally destroyed in a fire that damages. At...

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