#1 B 12 Derek borrows $300,038.00 to buy a house. He has a 30-year mortgage with a rate of 4.14%. After making 105.00 payments, how much does he owe on the mortgage? Submit Answer format: Currency: Round to: 2 decimal places. Derek borrows $39,245.00 to buy a car. He will make monthly payments for 6 years. The car loan has an interest rate of 5.42%. What will the payments be? Submit Answer format: Currency: Round to: 2 decimal places