1. Bank ABC is planning to install an ATM inside the campus. The cost of an ATM machine is 60,000s including the installation costs. It is expected that an ATM will complete 100,000 transactions per year for 4 years. The cost of each each transaction is 5 cents. Discount rate is 10% and present value of all benefits of ATM are 75,000$. Is it profitable to install the ATM or not? 2. Assume that there are two banks in a highly competitive market. According to the table given below, please explain which bank is more likely to offer internet banking. (15) BANKA BANK B Young (YEARS) 5 25 Deposits 2,9 Million $ 1,8 Millions CAMEL rating 5 4 BHC YES NO Non-interest income 0,9 Million $ 1 Million $