1) Base your answers on the following document, FORM 10-Q, For the quarterly period ended March 31, 2020, DIME COMMUNITY BANCSHARES, INC. https://www.sec.gov/Archives/edgar/data/1005409/000114036120011124/form10q.htm#CHANGESINSTOCKHOLDERSEQUI The Net Charge-Offs for the three months ended March 31st, 20202 were between 3 and 3.5 times larger than the 3-month period ending March 31st 2019 true or false?

2)Base your answers on the following document, FORM 10-Q, For the quarterly period ended March 31, 2020, DIME COMMUNITY BANCSHARES, INC. https://www.sec.gov/Archives/edgar/data/1005409/000114036120011124/form10q.htm#CHANGESINSTOCKHOLDERSEQUI According to the management of Dime Community Bancshares the reduction in the federal funds rate in response to the COVID-19 crisis will make the bank more profitable as the cost of funds declines. True False?.