1. Being that credit unions(LGFCU) are cooperative organizations, explain the significance of that and how it applies to the products, services and programs your Credit Union provides to its members. IN ABOUT 500 WORDS. 2. Jane was due to make loan payments of $1265 ten months ago, $4975 four month ago, and $491 in three months. Instead, she is to make a single payment today. If money is worth 8.7% and the agreed focal date is today, what is the size of the replacement payment? The replacement payment is $. (Round the final answer to the nearest cent as needed. Round all intermediate values to six decimal places as needed.)