1. Build and price a new car (year 2021) of your choice [identify the car) (13 pts) a. Calculate your monthly payment for a five-year term, 6% expected APR, with a $5,000 down payment. b. What happens to your payment if you decrease your term to four years? C. You lost your savings and can no longer afford to put money down on the car. The day worsens when the dealership informs you that your credit rating is less than ideal, and your expected APR is 10%. How does this affect your monthly payment for a four-year term? d. Multiply your monthly payments by the amount of months in the term to determine the total price you will have paid for the car. How much more are you paying for the car in comparison to the selling price