1 )Consider the Blackmores Group 2017 Annual Report. Based on the note to financial statements about "Financing", what type of source (non-current) is Blackmores primarily using to finance its long-term operations? Is Blackmores improving its financial position between 2018 and 2019?

2)Consider the Blackmores Group 2019 Annual Report. Identify three of the major risks discussed. Are these risks systematic or unsystematic? Why?

3)Consider the 2019 Annual Report of Blackmores Group. Briefly explain how Blackmores' governance is organized. Do you notice any strategies in place to align manager and shareholder interests at Blackmores based on the Annual Report? Provide one brief example