1. Credit information on judgments, bankruptcies, and liens records is usually obtained from Answer records.

2. Current quotes from an internet source, such as the Wall Street Journal, are a good source for verifying the value of Answer and __________.

3. For Answer programs, the bank runs the names of its current customers against a consumer reporting agency's flies, using defined criteria to identify positive or negative trends.

4. Banks are restricted in their use of medical information to make a credit decision. True/False?

5. Consumer loans usually are repaid monthly from recurring income. T/F

6. The bank's internal files are a valid source of credit history information. T/F

7. Banks ordinarily do not verify credit history information by directly contacting another financial institution. T/F

8. Indirect reference from employers are the best source of income verification. T/F

9. It is necessary and desirable to investigate and verify all the data on the application. T/F