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1. CXexecutedaspecialpowerofattorneyauthorizingDYtosecure a loan from any bank and to mortgage his property covered by the owner's certificate of title. In securing a loan from MBank,

1. CXexecutedaspecialpowerofattorneyauthorizingDYtosecure a loan from any bank and to mortgage his property covered by the owner's certificate of title. In securing a loan from MBank, DY did not specify that he was acting for CX in the transaction with said bank. Is CX liable for the bank loan? Why or why not?

2. XappointsYashisagenttosellhisproductsinCebuCity.CanYappointasubagentandifhedoes,whatare

theeffects of such appointment?

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