1. Define the terms: FCRA, CRA, FACTA, PACER. Review the following document: Consumer Summary of Rights. When and why are we as private investigators brought under the oversight of the FCRA? What protections does the consumer have in relation to our work under the FCRA? all of our background investigations fall under the FCRA? Why or why not?

2. Unscramble and make a proper timeline of the hiring process using these points in time - which comes first, second, ... last? These are activities of the applicant as well as the employer. You will need to understand these terms to get this correct, so if you cannot find definitions, ask!! Employment Application; Credit Check; Pre-Adverse