1. Depositors are the owners of

credit unions and mutual savings banks.

mutual savings banks.

credit unions.

savings banks.

2.VA-guaranteed mortgages are very much like FHA-insured mortgagesexceptthey

have shorter processing time for loan approval.

have higher required down payments.

can only be granted to military veterans.

have higher interest rates.

3. To collect Social Security retirement benefits based on a spouse's earnings,

All of these.

neither can have remarried.

the marriage must have lasted at least ten years.

both must be at least 62 years old.

4.____ are generallynotpaid by the buyer of a house.

Real estate agents commissions

Appraisal fees

Credit report fees

Recording fees

5. The amount you will receive from Social Security at your full-benefit retirement age

is transitionally deductible.

is your basic retirement benefit.

is fixed for the remaining years that you live.

is your maximum taxable yearly earnings.