(1) Deposits needed to accumulate a future sum Judi Janson wishes to accumulate $8,000 by the end of 5 years by making equal, annual, end-of-year deposits over the next 5 years. If Judi can earn 7% on her investments, how much must she deposit at the end of each year to meet this goal? 

(2) Constructing an amortization schedule Construct an amortization schedule to show the interest and principal components of the end-of-year payments for 10%, 5-year, $10,000 loan.