1. Describe a legal or ethical situation, as explained in Chapter 3, that you have encountered. If you have experienced nothing to this point, speculate on what sort of ethical situation you can expect.

2. Just within the past few days, we have seen news reports of the collapse of a large bank in silicon valley. Review and analyze the article (link below) and consider what went wrong with the bank's management. Maybe nothing went wrong -- sometimes adverse events occur. From reading the article, what safeguards might executives of the bank have taken? Five extra credit points for a thoughtful review and analysis.

https://www.theguardian.com/business/2023/mar/13/silicon-valley-bank-why-did-it-collapse-and-is-this-the-start-of-a-banking-crisis#:~:text=Silicon%20Valley%20Bank%3A%20why%20did%20it%20collapse%20and%20is%20this%20the%20start%20of%20a%20banking%20crisis%3F