1 . Develop a goal or goals for the Bedos' financial situation . When conceptualizing the goal or goals , consider the following . a . Is the goal developed in agreement with any or all goals and objectives that the clients have* identified as important to their financial planning ? b. What situational factors might influence their financial situation goals ? Are these factors explicit , implied , or assumed ? Is additional information required from the Bedos ? C . What is the desired outcome for the clients ?"