1. DIMAN bank has the following characteristics below. Which of these is found in the Grameen Bank model?

	a.	Borrowers are offered business plan training
	b.	Village centers of 40 groups
	c.	Borrower groups mutually guarantee one another
	d.	Borrowers form groups of 20 people

2.

Which of the following did Micro Insurance Agency need to consider when designing its products?

	a.	Clients already obtain insurance from multiple providers
	b.	Clients did not need insurance
	c.	Claim filing and verification process needed to be simplified
	d.	Clients already understood insurance products very well

3.

Consider the following loan program description: SafeSaves rst loan product required that borrowers hold a savings account for three months before borrowing was allowed. The maximum size of the loan was determined as (current savings balance) +(10 times the smallest monthly net inow of savings over the previous three months). While loans are outstanding, savings withdrawals are restricted in some SafeSave loan products. This is an example of:

	a.	Savings accounts used to align incentives and reduce moral hazard
	b.	A program based upon the Accion USA CAMEL diagnostic tool
	c.	A program based upon the Kiva online solidarity lending model
	d.	Savings accounts used to align incentives and increase break even R