1.) Distributed ledger technology takes on more of a

- top-down approach

- centralized approach

- decentralized approach

- franchise approach

- government control approach

2.) To address the decreasing balance of the FDIC deposit insurance fund during the financial crisis of 2007-2008:

- deposit insurance programs were suspended for a period of three months

- the FDIC increased individual depositor insurance coverage from $100,000 to $250,000

- the FDIC announced that it would no longer honor deposit insurance coverage of some failing DIs

- two special assessments were levied on institutions participating in the FDIC insurance programs

- the U.S. Treasury had to take over management of the FDIC