1.) Do the following to help her with her information:

1. Determine if it is an expense or income.
2. Define categories for each expense or income.
3. Determine if an income is gross, disposable or discretionary.
4. Determine if an expense comes from gross, disposable or discretionary income.

Description of expense

Paycheck after withholding

Med ins withheld

401k withholding(matched by her employer)

Dinner with friends

Gas

Groceries

Rent

CMP- Electric bill

Verizon

Student Loan payment

Transfer to savings- emergnecy fund

Dinner

movie, popcorn and coke

cartering pay

Oil change

Lunch at Burger King

Netflix