1. Ervin signs a check pay to the order of Felicia drawn on Ervins account in Garden Fields Bank. Ervin later orders the bank not to pay the check, but the bank pays it over Ervins order. Subsequent checks written on Ervins account bounce. Most likely liable for the costs to Ervin is

	a.	Garden Fields Bank.
	b.	Ervin.
	c.	Felicia.
	d.	any party to whom a subsequent check was written.