1) First, briefly explain to Wells Fargo's issues and the backlash the company has received from various stakeholders. Be sure to specifically address at least two Governance processes (per the 2110 standard) for which Wells Fargo seemed to have issues.

2) Second, referencing the 2110 standard and the updated Three lines of defense model, explain how the 3 lines of defense model could have worked in regard to Wells Fargo's "fake account" scandal.

Here are the links:

https://www.nytimes.com/2016/09/09/business/dealbook/wells-fargo-fined-for-years-of-harm-to-customers.html

https://www.nytimes.com/2017/08/31/business/dealbook/wells-fargo-accounts.html

https://www.cbsnews.com/news/wells-fargo-ceo-tim-sloan-gets-4-6m-raise-despite-scandals/

https://chiefexecutive.net/wells-fargo-makes-transformational-changes-under-ceo-tim-sloan/

https://money.cnn.com/2018/04/24/news/companies/wells-fargo-timeline-shareholders/index.html

https://www.americanbanker.com/opinion/wells-fargo-was-hit-with-more-scandal-but-does-anyone-care

https://www.npr.org/2019/03/28/707738077/wells-fargo-ceo-quits-in-wake-of-consumer-financial-scandals

https://theweek.com/articles/833283/wells-fargo-cant-outrun-scandals

https://stories.wf.com/wells-fargos-new-ceo-will-get-done/

https://www.forbes.com/sites/jackkelly/2020/02/24/wells-fargo-forced-to-pay-3-billion-for-the-banks-fake-account-scandal/#4dc0fdc342d2