1. Fred has a PAP with the following coverages: Medical payments coverage: $5000 each person Liability coverages: $100,000/$300,000/$50,000 Uninsured motorists coverage: $25,000 each Other-than-collision loss: $100 deductible With respect to each of the following situations, indi. cate whether the loss is covered and the amount Collision loss: $250 deductible person pris if anys, under the policy. Assume that each sit sparate event. Fredson, age 16, is driving a family car, runs a red dessed pedestrian sues and damages are awarded A Frad borrows a friend's car to go to the supermar Ret. He fails to stop at a red light and neigently mashes into another motorist. The other driver's CR valued at $15,000, is totally destroyed. In addi nor, repairs to the friend's cat are $5000. Fred's daughter, Heather, attends college in another state and drives a family auto. Heather lets her boyfriend drive the car, and he negligently injures another motorist. The boyfriend issued for $50,000. 2 Fred's wife is driving a family car in a snowstorm. She lose control of the car on any street and smashes the of $ light, and kills a pedestrian. The family of the m. While driving a rented golf cart, Fred accidentally to the foundation of a house. The property damage po the house is $30,000. The damage to the family car $8000. Fred's wife has medical expenses of $5000 Fred is walking across a street and is struck by a motorist who fails to stop. He has bodily injuries in the amount of $15.000. Fred's car is being repaired for faulty brakes. While road testing the car, a mechanic injures another motorist and is sued for $50,000. Fred's car hits a cow crossing a highway. The cost of repairing the car is $2500. h. A thief breaks a car window and steals a camera and golf clubs locked in the car. It will cost $400 to replace the damaged window. The stolen property is valued at $500. i Fred's wife goes shopping at a supermarket. When she returns, she finds that the left rear fender has been damaged by another driver who did not leave a name. The cost of repairing the car is $2000. 1. Fred works for a construction company. While driving a large cement truck, he negligently injures another motorist. The injured motorist sues Fred for $25,000. k. Fred's son drives a family car on a date. He gets drunk, and his girlfriend drives him home. The girl- friend negligently injures another motorist, who has bodily injuries in the amount of $200,000. Compact discs (CDs) valued at $500 are stolen from Fred's car. The car was locked when the theft injures another golfer with the cart. occurred