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1 Future Value (more frequent compounding) 2 Annually 3 PV $50,000 4. Periods Years A 7 Annual Interest 7.0% 7.0% 9 PMT 10 EAR 11

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1 Future Value (more frequent compounding) 2 Annually 3 PV $50,000 4. Periods Years A 7 Annual Interest 7.0% 7.0% 9 PMT 10 EAR 11 Formula 12 Formula using APR 13 Formula using EAR 14 15 Function EV FV FV 16 17 $50,000 18 19 Semi Annually 20 PV 21 Periods 22 Years 23 N 24 Annual Interest 40 80 7.00% 3.50% 26 PMT 27 EAR FV 28 29 Formula using APR 30 Formula using EAR 31 32 Function FV FV 33 34

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