1. Go to the Federal Reserve Web site, http:// www.federalreserve.gov. Go to " Economic Research and Data," and access " Recent Statistical Releases" and the "Consumer Credit." Find average interest rates charged by commercial banks on new automobile loans, personal loans, and credit card plans

a. Compare the average level of interest rates among the three types of loans.

b. Access "Historical Data' and then "Consumer Credit." and compare trends in the cost of consumer credit provided by commercial banks over the past three years.