1. Health plans differ in how much you are charged for your premium and how much coinsurance you pay when you go to the doctor or hospital. To make shopping for a plan easier, the plans are grouped into several types. Gold plans have the highest premium payment of $500 and the lowest coinsurance payments of 10%. Silver plans have moderate premium payments of $400 and moderate coinsurance payments of 20%. Bronze plans have the lowest premium payment of $300 and the highest coinsurance payments of 30%. If a person visits the doctor, under which type of plan will they be expected to pay the most for the doctor's visit? a. Gold b. Silver c. Bronze d. Not sure 2. You think you might have injured your knee, so you go the doctor and she takes an X- ray. The bill is $200 for the doctor and $100 for the X-ray. Your health plan covers both of these services. You have 20% coinsurance for doctor visits and 10% coinsurance for diagnostic tests, such as X-rays. You have a $20 co-pay and $30 deductible. Your co-pay does not count towards the deductible. What is your part of the bill? a. $50 b. $60 c. $90 d. $100 e. None of the above 29. Workers' compensation benefits are available only for injuries or illnesses that "arise out of and in the course of employment. What does it mean for an injury to arise out of employment? a. To occur while working b. To be the employer's fault c. To be the employee's fault. d. To be caused by job-specific circumstances. e. None of the above. 30. All of the following statements about benefit under workers compensation programs are true EXCEPT: a. Disability income benefits are usually paid retroactively to the date of injury if the worker is still disabled after satisfying a waiting period. b. Burial benefits and benefits to eligible survivors are payable if a worker is killed on the job. c. Medical benefits are usually subject to deductibles and coinsurance. d. Rehabilitation benefits are available to restore disabled workers to productive employment. e. All of the above 1. Health plans differ in how much you are charged for your premium and how much coinsurance you pay when you go to the doctor or hospital. To make shopping for a plan easier, the plans are grouped into several types. Gold plans have the highest premium payment of $500 and the lowest coinsurance payments of 10%. Silver plans have moderate premium payments of $400 and moderate coinsurance payments of 20%. Bronze plans have the lowest premium payment of $300 and the highest coinsurance payments of 30%. If a person visits the doctor, under which type of plan will they be expected to pay the most for the doctor's visit? a. Gold b. Silver c. Bronze d. Not sure 2. You think you might have injured your knee, so you go the doctor and she takes an X- ray. The bill is $200 for the doctor and $100 for the X-ray. Your health plan covers both of these services. You have 20% coinsurance for doctor visits and 10% coinsurance for diagnostic tests, such as X-rays. You have a $20 co-pay and $30 deductible. Your co-pay does not count towards the deductible. What is your part of the bill? a. $50 b. $60 c. $90 d. $100 e. None of the above 29. Workers' compensation benefits are available only for injuries or illnesses that "arise out of and in the course of employment. What does it mean for an injury to arise out of employment? a. To occur while working b. To be the employer's fault c. To be the employee's fault. d. To be caused by job-specific circumstances. e. None of the above. 30. All of the following statements about benefit under workers compensation programs are true EXCEPT: a. Disability income benefits are usually paid retroactively to the date of injury if the worker is still disabled after satisfying a waiting period. b. Burial benefits and benefits to eligible survivors are payable if a worker is killed on the job. c. Medical benefits are usually subject to deductibles and coinsurance. d. Rehabilitation benefits are available to restore disabled workers to productive employment. e. All of the above