1. How much would be required to fund an annuity that pays out $5000 at the end of each month for five years if the annuity earns a nominal rate of 2% converted quarterly?

2. If we make deposits of $100 into a savings account at the beginning of each month for five years, what would the balance of the account be ten years from the date of opening if the account pays a nominal rate of interest of 5% converted semi-annually?

no excel please