1 If a person has ATM fees each month of $16 for 7 years, what would be the total those banking fees? 2. A payday loan company charges 4.25 percent interest for a two-week period. What is the annual interest rate? (Do not round intermediate calculations. Enter your answe percent rounded to the nearest whole number.) 3. Based on the following information, determine the true balance in your checking accoun Balance in your checkbook $356 Interest earned on the account Balance on bank statement $472 Total of outstanding checks $187 Service charge and other fees $15 Deposits in transit $ 60