(1) In Table 3 (present value of 1): (2) In Table 4 (present value of an annuity of 1)

(1) In Table 3 (present value of 1): Case A Case B Case C Case A Case B Case C Annual Rate 8% 8% 12% Number of Years Invested 8 13 7 8 5 6 (2) In Table 4 (present value of an annuity of 1): Annual Rate 11% Case A Case B Case C Case A Case B Case C Number of Years Involved 19 6 7 8 8 3 Discounts per Year Annually Semiannually Semiannually 4 16 12 Number of Payments Involved 19 6 14 115 4 8 periods periods periods Frequency of Payments Annually Annually Semiannually periods periods periods