1. In the recent election, the cost of healthcare was the number one issue for voters. One of the options which is being discussed is a single-payer health insurance (Universal healthcare, "Medicare for all").

1a. What is a single-payer health insurance plan, and how would it work?

1b. What are the pros and cons of a single-payer health insurance plan?

1c. If a single-payer health insurance plan was instituted by the government, what effect would that have on employers and employees?

2. What is telemedicine, and why are many employers offering this service? How can it benefit both employers and employees.

3. Due to rising medical costs, many employers have turned to wellness programs. Evaluate the pros and cons of these programs. Also discuss any possible limitations or regulations of which employers must be aware when offering wellness incentives.