1) In the state-owned financial system, there are control, surveillance and regulatory decision bodies. Which of the following is an exception: a. The U.S. Securities and Exchange Commission - SEC b. The Federal Reserve System - EDF c. Federal Deposit Insurance Corporation - FDIC d. Financial Industry Regulatory Authority e. The US Treasury Department.

2) The bank, today more than ever, should focus its strategy on a coherent "core business" portfolio, based on the following basic pillars: a. Recovery of public confidence, diversified offer of products, quality of service. b. Multichannel excellence, greater emphasis on traditional financing, integrated risk management c. a) and b) only d. Less globalization and emphasis on local markets e) and d) only.

3) Among the typical activities for which the Credit Entities benefit are the following, with the exception of: a. Collection of deposits or other refundable funds b. The issuance and management of means of payment, such as credit cards, travelers' checks or letters of credit. c. The advice and provision of financial services d. The ease of self-loan for your employees and senior managers e. Leasing and factoring operations