1. IT question: Almost every organization, from high-tech firms (such as Apple, IBM, Microsoft, and Google) to small businesses, relies on information systems for everyday tasks. For your initial post, imagine you are composing an email to your manager. Using business email format, explain how an organization uses information systems. Include examples from the place you work or from an organization you have researched

2. Finance question: The year 2008 ushered in one of the most challenging economic periods in U.S. history. The effects of prolonged unemployment and reduced asset values for homes and personal wealth continue to affect peoples potential to realize their personal wealth objectives.Identify two concerns that individuals should address in developing their own personal financial plan related to lessons learned from the risks identified during the recent U.S. financial crisis. What approaches should be included in a personal financial plan to address and minimize future risks with respect to these concerns?2.