$1.$ John buys a stock for $$7,000$ which he sells for $$8,000$ after holding it for $4$ years. He received an annual dividend of $$300$ which was paid to him semi$-$annually. He reinvested the dividends after they were received in a GIC earning $3\%.$ His marginal tax rate on dividends is $19\%$ and on regular income is $36\%.$ Inflation averaged $2\%$ throughout his holding period. What was John$$s after$-$tax EAR?