1. KEMBER plans to save $90 a month, starting her monthly deposits today, for 20 years. Kate plans to save $100 a month for 20 years, starting her monthly deposits one month from today. Both KEMBER and Kate expect to earn an average annual return of 7.5 percent, compounded monthly on their savings. At the end of the 20 years, Kate will have approximately ________ than Janice. A. $5,537.31 more B. $5,883.39 less C. $5,225.83 more D. $5,883.39 more E. $5,225.83 less

2. One year ago, CORI purchased 5,500 shares of AMAZON Inc. stock for $823,405. Today, he sold those shares for $170.64 a share. What is the total return on this investment if the dividend yield is 3 percent? A. 3.00 percent B. 3.98 percent C. 13.98 percent D. 16.98 percent E. 20.98 percent

3. LARRY decided to accept the risk and purchased a high growth stock. His returns for the past six years were 34 percent, 25 percent, -40 percent, 30 percent, -15 percent and 20 percent. What is the standard deviation of these returns? A. 6.46 percent B. 8.84 percent C. 29.73 percent D. 44.20 percent E. 56.15 percent

ANSWER ALL 3 IF POSSIBLE