1. Kimberly is 35, has an AGI of $37,000. She did not have MEC January 1 February 13^th and then had coverage through her employer from February 14^th November 3^rd. Her premiums during that time were $125 per month.

Kimberly can claim the Short Coverage Gap exemption for both gaps during the year.

Kimberly can claim the Short Coverage Gap exemption for one gap during the year but would need to pay the penalty for the other gap.

Kimberly can claim the General Hardship exemption.

Kimberly does not qualify for an exemption and must pay the penalty.

All of the following are considered minimum essential coverage (MEC) EXCEPT_________?

Coverage through a spouses employer

2. Health coverage through a retiree health insurance plan offered by a former employer

CHP+

Medicaid coverage only for emergency treatments