1. Kristi has $23,000 in her investment account today. She saves $1,200 every year and earns 9 percent interest, compounded annually. How much money will she have in her account 6 years from now?

2. Jesse invested $200 at the beginning of each month for the last 22 years and earned 7 percent interest, compounded monthly. Carla invested $200 at the end of each month for the past 22 years and earned 7 percent interest, compounded monthly. Today, Jesse has ______ than Carla.