1). laws are foderal and stade statutes atd refulatioes that prumote peodact aafery and prohibit abusive, teffir, and doecptive bukincss practices. N) Prowita-poviure B) Canon C. Consamer feoldtion D) Caveat emptot 2) The Fair and Accurale Credit Trancactions Net permits convamens no place in theit credit tiles. A) zeferense letters trum fricnath B) mobik phone numbers Ch firand alens D) email messages 5) A pcrsen of a specific religion is probocted from crodit estennive discimination by the Act. A) Fair Debor Cotlection Practices B) Fqual Crechit Oppoctutity C) Fair Credha Hilling D) Truth-in-Lending 4) is an altinistrative agency regulation that sets focth devailed nules for sompliance with the Truth-in-Lending Aet (TILA). A) The Menu Labeling Rele B) Civhts Rule ti C) Brosecol 10 D) Repulatice 2 5) Tim has heen appeoached by Rent, his best friend, ngatdene Tim's credit catd dele with lst Security One. Ist Security Ooe previculy informod Kent that Tim was in default on his crodit card debt, and encouraged Kent to tell bis friend to "do the righth thang." Kene savs he has coume to get assurance that Tim will make the req-ired paymen. Which of the Gollowang legislarbon has las Socurity Oke violated by informing Keut of Tim's debr? A) Fair Credit Recporting Act B) Fair and Ascurale Credit Tramoctions Act C) Fair Credit and Charge Card Desolooure Akt D) Fair Dete Cietlection Practices Adt 6) Melissa wacs moncy to her bank for her credin card bilf. For the past twe wecks, dobe collectors have been herasiag her bor bell puyment by sending people we her wokplace. Her boss card debt, and enciouraped Keru wo tell his friend io "do the r.ght thing, "Kent arys he has owe to lat Securiby Dec widated by informine Ken of Tirnis detr? A) Fart Crole Reperting Aet B) Fair and Mownane Covil Tnnsantiont Act Cl Fair Chodu asd Charpe Cand Dislouee act D) Fair Dett Cellection Pratices Ast 4) Metisce mwes maney to her husik for bor crodit card bill. Ioe the punt rwe wasks, alebe owllecters have boe larisieg har for bill jaymeel by weedne feople be her worbplace. Mer bess expricoly avk ber to avod mukh mbetapa, bet decpote Mehiss repeatal thqueds that the Mcts has protisiena that woild belp preect Melisa from sodi harasimeat? A) Fait and Accurale Credin Trantactions Aar B) Fair Crodht Repertife Act Cl Fair Dete Cuflocisen Practices Act D) Far Ciodr and Chane Cand thicheure Ast 1) The Ast of 2003 permits ponuumen to plase frasd alerts on their crodit then. A) Far Dect Collectimn Practicen B) Fair Crodit Bilinas C) Fair and Aocurabe Cotde Trumaction. D) Fair Creder Repontine a crohit file? A) Fait Crate Billing Aat B) Equal Crodit Ckportanity Act C) Fair Det Culkwiin Prasises Aat D) Far Crodt Reportint Act 4) Which of the following foderal itaraben noquices credions ta discloe finunce charpes. A) Var Deche Coliection Practices Aev ii) Conuuner financial Photection Act of 2016 C) Mooteage Bleform and Aati-Prodmiry Lendiry Act of 2010 D) Tnitbin-Lentine Act 10) The Foderal Trale Commisiuat if TCl cruand and admiaiacr the , at which A) Do-Nitall Reqsiry C) Junk Call Duechory D) Never-Cali-Mc-1pain lades A) The FTC san endy wie io chate everta (it) the VTCr docuinn ran be apealad an w ubite coert Cy The ITC can was ae altain cumpencution in balulf of the aromer 12) The Naival Highway Thaflic Sality Adeinitntio overswo is pet at A) Be Us. Depurtinem of Commerce B) the U.S. Dqyantinetr of Traipenatien C. the U.S. Dopurinet of Eocty D) ter U.S. Dequmtinat of towning and tifbat Derdegente Cos 3 13) Which of thes in Not regulaed by the Nesinal traflic and Mien Whale suben Aat A) segwan Bt dictric-posmod vetickis C) selfidenine valdes D) stwod tuis 14) The tan AIEECC BTFEBA CIADEA D) 1OOQ D) This doc conatite illepal muliation. 16. The indinithuly. AisetA B) casen CNDA D) 14BK