1. Lisa started to put away $4000 into her traditional IRA at age 22 until age 30. By age 30 she stopped contributing to the plan. If her average rate is 8% rate of return, how much will she have in her retirement fun at age 60?

2. You plan on saving $10,000 a year (as a regular annuity) for the next 30 years. You will then make equal withdrawals for each of the next 25 years (also a regular annuity). If the interest rate is 10% over the first 30 years but only 8% for the remaining 25 years, what will be the amount of each withdrawal?