1. Look at the balance sheet for SVB bank for December 31, 2021 You can find it on page 95 of the annual financial report https://d18rn0p25nwr6d.cloudfront.net/CIK-0000719739/f36fc4d7-9459-41d7- 9e3d-2c468971b386.pdf Think about the securities "held to maturity" (HTM) most of which were long-term Treasury bonds and notes. Notice the "fair value"-that is, the fair market value---in the line description. For December 31, 2021, if you used fair market value instead of the value they used, what would SVB's equity be? Holding everything else constant, what percentage decrease in the price of these securities would be sufficient to wipe out SVB's equity? If this were early 2022, do you think there would be a chance that prices of these securities would fall that far? 2. Now look at December 31, 2022. When you do a similar exercise and calculate what equity would be if you valued the securities at fair market value, what does that make equity? 3. What would SVB's leverage ratio be on December 31, 2022 with securities valued at fair market value? 4. If you were a bank regulator, what should you have done when you read this balance sheet? When did the balance sheet become public (go to the signatures page after page 180)? 5. If you were an uninsured depositor, what should you have done when you saw this report? 6. story of New York Community Bank this year. This was the it says "March 11, 2024-A group of investors injects about $1 billion into NYCB in return for about a 40% ownership stake." Why did NYCB need an "equity injection" in order to stay in business? I don't know anybody who gets an "equity injection" when they're not feeling well. 7. If you were a stockholder in NYCB on March 10, what would you say about this equity injection on March 11? What are the two different ways it affects the value of your holdings? 8. If you were the FDIC, what would you say about this equity injection? What would you say if you were uninsured depositor? An insured depositor? 9. Go to the consolidated financial statements that Trump Media and Technology Group filed with the Securities and Exchange Commission. You can find them at https://www.sec.gov/Archives/edgar/data/1849635/000114036124016719/ef20025342 _ex99-2.htm The balance sheet is on page F-2. What is the debt/ equity ratio? What problems do you have in calculating it? Refer to the independent auditor's report on page F-1.