1) Managed health care/prepaid care plans differ from fee-for-service or traditional indemnity plans in that they A) require you to see only a specified group of doctors, hospitals, and clinics. B) automatically file the claims for you. C) are more expensive to operate and cost you more money D) are less efficient E) both A and B above. 2) 2) With decreasing term insurance A) the premiums decline, and the face amount of the policy declines. B) the premiums remain constant, and the face amount of the policy remains constant. C) the premiums decline, and the face amount of the policy increases D) the premiums remain constant, but the face amount of the policy declines