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1 . Many people spend more than they make. How specifically can this happen? List 3 ways that you can spend more money than you

1. Many people spend more than they make. How specifically can this happen? List 3 ways that you can spend more money than you have.
2. They key to managing personal finances successfully is doing a budget. How does the author define or describe a budget?
3. How often should a budget be prepared?

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