1. Maria is a widow and retired businessperson of 56 with over $2,500,000 in assets and a retirement income well in excess of $100,000 annually. She plans to leave her assets to her three children at her death and wants to be able to maximize her legacy. She has more income than she currently needs and is unhappy with the fact that she pays so much tax on the interest she earns from guaranteed investment certificates (GICs). Which of the following insurance/investment product strategies would best suit Maria? (A) Liquidate the GICs and reinvest the proceeds in balanced mutual funds. (B) Buy term-to-100 insurance to pay the anticipated tax due at her death. (C) Buy universal life insurance to pay the tax at death and liquidate the GICs and invest the proceeds in the plan by way of excess deposits. (D) Buy 10-year term insurance to pay the anticipated tax due at her death and liquidate the GICs and invest the proceeds in segregated funds. States)