1. Maribel owns a pawn shop in a high-crime area of the city. Identify a pure risk that Maribel is likely to face, and describe a non-insurance measure that she can take to deal with that loss exposure. 2. Why would private insurance be a poor approach to the risk of unemployment? 3. Describe an attitudinal risk associated with insurance against theft of an automobile. 4. Why is a property \& casualty company required to maintain a loss reserve