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1 . Matt Johnson delivers newspapers and is putting away $40 at the end of each quarter from his paper route collections. Matt is 9

1 . Matt Johnson delivers newspapers and is putting away $40 at the end of each quarter from his paper route collections. Matt is 9 years old and will use the money when he goes to college in 9 years. What will be the value of Matt's account in 9 years with his quarterly payments if he is earning 4.5%(APR), 11 %(APR), or 12%(APR)?

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