1) Medicare can begin as early as age 62 if an individual elects early social security benefits.

Question 1 options:

	a. True
	b. False

2) Angela earned $4,000 during January of this year. She was unemployed for February and March, and during April she earned an additional $3,000. She did not work again until December, during which time she earned $1,000. How many quarters of coverage has Margaret earned for Social Security during this year?

Question 2 options:

	a) 4
	b) 3
	c) 1
	d) 7

3) Tammy has heard many different things about social security and medicaid which has left her very confused. She makes the following statements during your meeting. Which of the statements made by Tammy is correct?

Question 3 options:

	a) A worker that is 68 years old will have their social security benefits reduced based on earnings from their current employment.
	b) If an individual who will reach full retirement age for Social Security purposes at the age of 67 begins taking benefits at age 62, they will take a 30% reduction in benefits.
	c) A worker's average indexed monthly earnings (AIME) will be their Social Security benefit at retirement.
	d) Social security benefits are adjusted for inflation.

4) Which of the following statements concerning long term care is (are) correct?

1. Social Security provides many benefits, including long-term care, although it is limited to the participant and the participants spouse.

2. Medicare is inadequate to cover long-term care, in that it will not cover custodial care, if that is all that is needed.

Question 4 options:

	a) 1 only
	b) Neither 1 nor 2
	c) Both 1 and 2
	d) 2 only

5) Which of the following statements concerning the Social Security system is (are) correct?

1. To qualify for retirement benefits, a worker must be fully insured, which means that a worker has earned a certain number of quarters of coverage under the Social Security system.

2. Earning a specific amount of money, regardless of when it was earned during the year, will credit the worker with a quarter of coverage for that year

Question 5 options:

	a) Neither 1 nor 2
	b) Both 1 and 2
	c) Only
	d) Only