(1) Mortgage Backed Securities (MBS) was a financial innovation that trigged the subprime mortgage crisis during 2006-2008. (II) Mortgage Backed Securities are very risky investments, no matter what type of mortgages are used in this securitization process. Select one: a. (D) is true, (ll) false. b. (1) is false, (II) true. c. Both are true. d. Both are false. (1) There are two types of transactions in the secondary market for money market securities: organized exchanges and over-the-counter exchanges, and they play the same important role. (II) The coupon rate on old bonds fluctuates with market interest rates so they will remain attractive to investors. Select one: a. (1) is true, (II) false. O b. (l) is false, (II) true. c. Both are true. d. Both are false