1. Most teens do not have full-time jobs, and their income is often limited. Setting aside a percentage of your earnings working part-time at minimum wage may not seem worthwhile. Do you think that it would make more sense to just wait until you have a full-time job before you start regularly saving? 2. If savings account interest rates are very low, then every dollar you deposit may earn little or almost no interest. At the same time, increasing prices of consumer goods mean that you can buy less with a dollar tomorrow than you could today. If you choose to save your money instead of spend it, are you actually losing money