1. NPAs are that loans in case of which interest is overdue for................

30 days

90 days

15 days

60 days

2. In the case of banks along with financial performance one of the major concern is;

Safety

financial results

profitability

financial stability

3. The cost that cannot be attributed to specific cost objects is called................

Fixed cost

Sunk cost

Indirect cost

Direct cost

4. Premium growth & Loss ratio are calculated in order to check the performance of;

Commercial banks

Insurance companies

All of the above

Islamic banks

5. Capital Adequacy Ratio (CAR) is calculated by dividing the value of Tier I & Tier II capital by......................

risk weighted assets

total liabilities

total assets - depreciation

assets

6. Net Interest Margin is a ratio that tells us how successful a firm is in......................

investing

earning

buying

selling

7. NPAs signifies the quality of ..................................

loans

ownership

money

management

8. High credit to deposit ratio symbolizes.....................

too much investing into shares

too much investing into deposit

too much investing into loans

None of these

9. The amount charged by the insurance companies for rendering insurance services is called.............

fee

deposits

NPAs

premium

10. The adequacy or inadequacy in the pricing of the risk by an insurance company is reflected by............................

None of the above

Loss ratio

Expense ratio

Net investment income