1). Often we think of ourselves as consumers but if you look at things from a business person's perspective protecting our interests is paramount. Secured interests can help protect creditors. Find a case that addresses a security interest. What was the issue, facts, and ultimate holding of the court?

References: https://casetext.com/case/badillo-v-tower-insurance-company-of-new-york

2). Bankruptcy laws have changed over time. Give a brief summary of some of the changes that have occurred and the bankruptcy chapters that are currently in place. Why do most people file bankruptcy? Is the Code ethical? What is the philosophy behind the Bankruptcy code?

References: https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics