1- Often we think ofourselves as consumers but if you look at things from a business person's perspective protecting our interests is paramount.How can this be accomplished?What stepswould you need to take to protect your interest and what forms need to be filed and where?

2- Bankruptcy laws have changed over time.Give a brief summary of some of the changes that have occurred and the bankruptcy chapters that are currently in place.Why do most people file bankruptcy?Is the Code ethical?What is the philosophy behind the Bankruptcy code